Landlord ROI Calculator

Calculate comprehensive return on investment metrics including cash-on-cash return, cap rate, and equity buildup

Property Investment Analysis

Property Purchase

Total property purchase price
Cash invested upfront (e.g., 20%)
Attorney, title, inspection, appraisal, etc.
Initial repairs before renting
Annual interest rate
30 or 15 year typical

Monthly Income & Expenses

Gross rental income
Monthly property tax payment
Homeowners/landlord insurance
Management fee as % of rent (0 if self-managing)
Repairs, replacements, upkeep fund
Annual property value growth estimate
Investment Quality
GOOD - Solid Investment
Monthly Cash Flow
$1,234
Cash-on-Cash Return
8.5%
Cap Rate
7.2%
Total ROI (Year 1)
12.5%
Annual Cash Flow
$14,808
Net Operating Income
$21,450
Annual Equity Buildup
$4,800
Annual Appreciation Value
$10,500

Monthly Income & Expense Breakdown

Item Amount
INCOME
Gross Rental Income $2,800
Gross Income $2,800
EXPENSES
Mortgage Payment $1,560
Property Taxes $250
Insurance $125
Property Management $280
Maintenance Reserve $150
Total Expenses $2,365
NET OPERATING INCOME (NOI) $435
MONTHLY CASH FLOW (After Mortgage) $435